LADDER UP HOME LOAN GRANT

Written By David Fletes

Make a move into a home of your own with a City National Ladder Up Home Loan Grant. Use funds toward your down payment, save on closing costs or buy down your rate for a more affordable monthly payment. The best part — grant funds never need to be paid back.

Talk with a Community Lending Mortgage Banker to find out if you’re eligible or learn more about the home loan grant requirements below:

  • 30-year fixed-rate mortgage loan.2

  • Property must be in a qualifying market in California, New York or New Jersey.1

  • Must secure the loan with a first lien on a 1- to 4-unit home that is the borrower’s primary residence.

  • Minimum 660 credit score required.

  • Income limits apply and vary by area.

  • Borrower must complete a HUD-approved homebuyer education course.

David Fletes
Next

Access Granted Homebuyer Program